Machinery Finance | Plant, Farm & Construction Equipment | PeopleMoney
Construction machinery, farm equipment and plant finance
RESPONSE WITHIN MINUTES
★★★★★ 5-star rated on Google

Low fees. Fast approvals.
Better rates.

Business equipment financing, heavy equipment loans, and plant & machinery finance — new or used. We compare 50+ lenders for agriculture, construction and commercial assets. Soft check to explore options.

No impact on your credit score
Just for getting options
You'll speak directly with a specialist
Fast, personal service
No pressure. Ever.
Only move forward if the numbers genuinely work for you

About a minute · No credit impact

How much would you like to borrow?
$
What's your employment status?
What type of employment?
What's your situation?
Which Centrelink payment?
Preferred loan term?
New or used equipment?
What’s your residency status?
Do you have a skilled migrant / working visa?
Do you own property?
Sole trader or Company?
Your credit rating
Your name
Your contact details

Thank you

We’ve received your details and will be in touch shortly.

Call 1300 889 392

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No impact on credit score
Access to 50+ lenders
Offers within minutes
5-star rated service
HOW WE HELP YOU
1
Start your machinery quote
Click the big green button in the hero above. We'll compare 50+ lenders and find the right option for you.
2
We find your rates fast
Most get initial offers within minutes. We match you with the best for your situation.
3
We handle the rest
A specialist can assist if needed. We manage paperwork and settlement for you.
WHY CHOOSE US

Plant & machinery finance that works for your business

We compare 50+ lenders
Not locked to one bank. We shop the market for machinery equipment loans and business equipment financing.
No credit impact to start
See what options you qualify for without it affecting your credit score.
Fast pre-approvals
Most people get initial offers within minutes. Straightforward cases often same day.
Farm & agriculture equipment
Farm equipment financing and agriculture equipment loans structured around seasonal cashflow.
Construction & heavy equipment
Construction machinery finance and heavy equipment financing — excavators, loaders, plant and more.
New or used machinery
New equipment financing or a loan for used machinery purchase — assets up to 20 years old in many cases.
OUR PANEL

Our Network of Lenders

Access to 50+ trusted Australian lenders. We compare the market for machinery finance, plant & equipment loans, and business equipment financing.

We partner with a broad panel of Australian lenders.

GOOGLE REVIEWS

What our customers say on Google

View all reviews on Google
WHAT YOU'LL NEED

Getting started is straightforward

Most businesses only need a few basics to get a pre-approval for machinery finance. We'll guide you through the rest.

Photo ID (driver licence or passport)
Proof of income or business financials
Details of the machinery or equipment
Information about your current debts
Deposit amount (if you have one)
ABN / business details (if applicable)
Don't have everything yet? No worries — you can still get an indicative rate and we'll help you with the rest.
COMMON QUESTIONS

Machinery finance questions, answered

Can I finance used machinery or equipment?
Yes. We regularly arrange loans for used machinery purchases and quality used plant up to 20 years old (sometimes older depending on the lender and asset type).
Will checking my rate affect my credit score?
No. Getting pre-approved through us uses a soft enquiry that doesn't impact your credit file. Only a full application with a lender will show up.
How fast can I get approved for machinery finance?
Most applications receive initial offers within minutes. Straightforward plant and machinery finance applications are often approved the same day.
Do I need a deposit for equipment finance?
Not necessarily. Many businesses finance 100% for new equipment financing or used machinery. A deposit can help secure better rates.
Can I get farm equipment loans or construction machinery finance?
Yes. We arrange farm equipment financing, agriculture equipment loans, and construction equipment financing — with terms that can match seasonal or project cashflow.
Do you finance for businesses or sole traders?
Yes. We work with companies, sole traders and partnerships. We'll match you to the right lenders based on your structure and asset requirements.
Prefer to just call?
1300 889 392
Mon–Fri 8am–6pm AEST —¢ Average answer time under 20 seconds