Car loan interest rates from our lender panel
A snapshot of competitive from rates available through lenders we work with. As of September 2026. The rate you’re offered depends on your credit profile and circumstances.
| Lender | Loan amount | From rate | Comparison rate |
|---|---|---|---|
Alex Bank
|
$10,000–$100,000 | 6.49% p.a. | 6.90% p.a. |
Firstmac
|
$5,000–$150,000 | 6.69% p.a. | 7.96% p.a. |
Wisr
|
$10,000–$150,000 | 6.74% p.a. | 8.40% p.a. |
Plenti
|
$5,000–$100,000 | 6.89% p.a. | 8.44% p.a. |
Bank of Queensland
|
$1,500–$100,000 | 6.95% p.a. | 8.21% p.a. |
Pepper Money
|
$5,000–$150,000 | 6.99% p.a. | 8.33% p.a. |
Branded Financial Services
|
$5,000–$250,000 | 6.99% p.a. | 8.44% p.a. |
Liberty Financial
|
$5,000–$100,000 | 6.99% p.a. | 8.54% p.a. |
Automotive Financial Services
|
$5,000–$130,000 | 6.99% p.a. | 8.75% p.a. |
The Asset Financier
|
$5,000–$250,000 | 7.09% p.a. | 8.49% p.a. |
RACV
|
$5,000–$150,000 | 7.19% p.a. | 7.97% p.a. |
Rates shown are indicative from rates for eligible applicants and may apply to new vehicles and specific credit profiles only. Your actual interest rate and comparison rate will depend on your circumstances, the vehicle, and the lender’s criteria. Comparison rates are calculated for a standard secured consumer loan example and may not include all fees and charges. WARNING: This comparison rate applies only to the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Getting a quote with PeopleMoney will not impact your credit score.
